Hurricane & Storm Damage Claims
Storm and hurricane damage claims involve complex coverage questions, strict deadlines, and disputes over cause of loss. We help you navigate the process from first notice through final settlement.
Understanding your hurricane & storm damage claims claim.
Hurricanes and severe storms can cause overlapping types of damage — wind, rain, flooding, falling trees — that may be covered under different parts of your policy or subject to different deductibles.
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Identification of all covered loss categories
Separation of wind, rain, and flood-related damage
Review of hurricane deductibles and policy conditions
Coordination with structural engineers and contractors
Management of claims timelines and insurer deadlines
End-to-end support from first notice through final settlement
What your policy may cover.
Storm losses span multiple coverage categories. Understanding each one is essential to maximizing your recovery.
Wind Damage
Roof, siding, windows, and structural uplift
Wind-Driven Rain
Interior water intrusion caused by high winds
Fallen Trees
Impact damage to structure, vehicles, and fencing
Structural Damage
Foundation, framing, and load-bearing elements
Temporary Repairs
Emergency tarping, boarding, and mitigation
Contents & Belongings
Personal property damaged or destroyed by storm
Living Expenses (ALE)
Hotel and housing costs during displacement
Hurricane Deductible
Guidance on percentage deductibles and your exposure
How we handle your claim.
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Cause of loss analysis
We identify all categories of damage and the coverage that applies to each, including any hurricane-specific policy provisions.
Full documentation
We document every affected area and system with photos, contractor assessments, and expert reports to support a complete claim submission.
Claim negotiation
We work through the insurer's process — including any reinspections or appraisals — to reach a settlement that reflects the documented loss.
Advocates who know the process.
Storm and hurricane claims often involve disputes about whether damage was caused by wind versus flooding, each subject to different coverage. We understand how to approach these complex cause-of-loss questions and build a claim that addresses them directly.
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Common questions.
Ready to discuss your next step?
Tell us about your situation and find out whether our firm can help.
Request a Consultation
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